Finance Your HiAce, Campervan or Motorhome - We Know the Right Lenders
Most banks will not approve finance on grey imports. We have spent years building specialist lender relationships that can assess these vehicles properly.
Finance trust card
Practical, lender-ready support built for imported vehicle finance.
Import-friendly lenders
Built for imported Japanese vehicles and campervan profiles.
Guided application
From pre-check to document prep and lender matching.
Campervan/motorhome support
Structured lender matching for niche recreational vehicles.
Why imported vehicle finance is different
Buying a 4WD HiAce, campervan or motorhome is a major decision. Finance can make it happen sooner, but mainstream lenders often treat imported vehicles as out-of-policy even when they are fully compliant.
Why banks reject grey imports
Standard car loan policies are designed around locally delivered vehicles.
Imported vehicles are often declined due to policy restrictions, not vehicle quality.
Some lenders do not assess niche compliance history or valuation correctly.
How Rising Rides solves it
We work with specialist lenders already comfortable with imported vehicle categories.
Your profile is matched to suitable policy before submission to reduce wasted applications.
Our team guides structure, docs and lender fit from enquiry to decision.
Step 1
Pre-check
We review your profile and shortlist likely lenders before full submission.
Step 2
Document prep
You get a clear checklist so your application is complete from day one.
Step 3
Lender match
We place your file with lenders that understand imported vehicles.
Loan options
We match the application structure to how you use the vehicle and which lenders actually support import, campervan and motorhome categories.
Secured car loan - personal use
The vehicle is used as security. Our specialist lenders approve loans on imported campervans and motorhomes that most banks will not. Fixed rates, 2-7 year terms, competitive monthly repayments.
Caravan and motorhome loans
Specialist lenders including Firstmac offer dedicated caravan and motorhome loan products, covering new and used builds up to 7 years old, with loans up to $150,000 and rates from 6.59% p.a.
Chattel mortgage - business use
If you are using the van for business at least 51% of the time, a chattel mortgage may allow you to claim GST and depreciation. Confirm your structure with your accountant first.
Repayment estimator
Use this as a guide only. Final terms depend on lender assessment.
Loan details
Adjust values to estimate repayments.
Estimate summary
Indicative only.
Estimated monthly repayment
$820.66
Approval factors
Lender outcomes are driven by application quality and profile fit, not only the advertised rate.
Credit score is usually the biggest factor. Higher score generally means lower rate.
A larger deposit can reduce loan amount and improve the rate.
Vehicle age can affect lender policy and available products.
Stable employment or provable self-employed income helps approval.
Loan term affects both repayments and total interest.
Dealer purchases often receive better terms than private sales.
Frequently asked questions
Quick answers before you submit a full application.
Ready for a finance pre-check?
We can map likely lender pathways before you commit to a full application.
For buyers comparing setup costs, use the repayment estimator and trade-in valuation together.
Finance disclaimer
Rising Rides is not a licensed credit provider. Finance is facilitated through third-party specialist lenders. Always compare loans on the comparison rate, not only the headline rate. Rates are indicative only and subject to lender assessment. Independent financial advice is recommended.